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What is the Difference Between Fixed Annuities and Variable Annuities

This is a question that is often perplexing to the average individual. A variable annuity differs from a fixed annuity because it does not in any way guarantee an interest yield from investments made. The value of a variable annuity is primarily based upon the performance of underlying investment portfolios. There is a way to […]

What is an Annuity?

An annuity is an equal distribution of payments made over an agreed period of time. It is typically used by investors to delay the payment of income taxes on income or save tax deferred. Annuities can also help replace a paycheck in retirement. There are two main types of annuities including variable annuities and income […]

What is a Structured Settlement?

Do you know exactly what a Structured Settlement is? It is an agreed upon through negotiation compensation either financial or an insurance arrangement where a claimant settles on to resolve a personal injury claim by receiving a partial or full payments periodically by payments on an agreed schedule instead of receiving a lump sum. A […]